a set of new and better tools. With these, ever afterwards he could accomplish the six days' task in one.

The mental economist is like the pioneer. He prefers not, like the average man, to blunder along somehow, wasting his time and effort unproductively, worried, distracted, and working in the high-cost fatigue zones; but by taking thought in advance to devise for himself standards of conservation which ever afterwards serve him well.

Test Chart 18-Mental Economy's Self-Grading Chart

Pioneer methods, that is, carefully thought out standards, are in the end always the most economical.

Let us see how we can proceed to make certain of these conservation standards now our own.

A Self-Grading Chart

Test Chart 18 is to be used in the same way as was Test Chart 17.

Credit yourself daily with a "2" for each item conscientiously observed, a zero for those neglected or violated, and a "1⁄2," a "1," or a "11⁄2" for those partially observed. General good behavior during a week or some especially meritorious act of mental economy is to receive two additional credits, 100 credits representing a perfect

score.

What record do you score as a conserver of your nervous and mental resources?

The discussion in this chapter of introspection versus objectivity emphasizes the spirit in which Test Chart 18, as well as the various other forms in this book, should be approached. As a first step to better methods you should know what your present methods are. Upon this information as a basis better methods will be devised, whose improvements when made ought to be recorded. But the purpose of the forms will be vitiated if you turn into a mere destructive self-critic. Let self-analysis always be followed by positive plans; put the emphasis upon improvement and the definite methods through which this improvement can be reached. Used in this ay, the forms will make definite your program and afford incentive.

PART VII

PERSONAL FINANCE

Experience has proved that it is not safe to lend money to men who have not proved their ability to save money.

-JOSEPH FRENCH JOHNSON.

In city and in country, from the captains of finance to the smallest units in the army of business, in transportation, in manufacturing, in trading, even in farming, the corporation has come to be recognized as the best form yet discovered for organizing the production of wealth.-WILLIAM H. LOUGH.

This is the time for America to correct her unpardonable fault of wastefulness and extravagance. - WOODROW WILSON.