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THE BUSINESS OF

INSURANCE

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PORTS AND DOCKS. By DOUGLAS OWEN, Barrister-at-Law, Secretary to the Alliance Marine and General Assurance Company. RAILWAYS. By E. R. MCDERMOTT, Joint Editor of the Railway News, City Editor of the Daily News.

THE STOCK EXCHANGE. BY CHAS. DUGUID, City Editor of the Morning Post, Author of the "Story of the Stock Exchange,"

etc. etc.

THE BUSINESS OF INSURANCE. By A. J. WILSON, Editor
of the Investors' Review, City Editor of the Daily Chronicle.
THE ELECTRICAL INDUSTRY. By A. G. WHYTE, B.SC.,
Editor of Electrical Investments.

LAW IN BUSINESS. By H. A. WILSON.

THE MONEY MARKET. By F. STRAKER, Fellow of the Institute
of Bankers and Lecturer to the London Chamber of Commerce.
THE SHIPBUILDING INDUSTRY. By DAVID POLLOCK,
M.I.N.A., Author of "Modern Shipbuilding and the Men Engaged in
It," etc. etc.

THE AGRICULTURAL INDUSTRY. By A. G. L. ROGERS,
M.A., Editor of the last Volume of the "History of Agriculture and
Prices in England."

THE BREWING INDUSTRY. By Julian L. Baker, F.I.C., F.C.S. THE AUTOMOBILE INDUSTRY. BY GEOFFREY DE HOLDEN. STONE.

MINING AND MINING INVESTMENTS. By "A MOIL."

Other volumes will be announced later.

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PREFACE

T

HIS little book is in no sense intended to

be of use to insurance experts. It is written by an outsider mainly for the ignorant, for the multitude who either wish to insure their lives, or to whom the insurance agent is for ever coming with his proposals, his promises and blandishments. My doctrine is that every man ought to insure his life the moment he arrives at a period or a position when his responsibility extends over the lives of others. If this duty were regarded as an imperative one by the community at large, there would be little or no necessity for the elaborate machinery required by our life offices to induce people to invest in life or other insurance policies; but as long as apathy prevails, such agencies must be maintained and a ceaseless activity displayed by the offices in tempting investors to enter into policy contracts. I write

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