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either in retort or in attack, were gathered, they would make an unusually interesting book. No other man has like him the power to condense a whole argument into a few striking words. His epigrams are worthy of the literary artist in that they are perfect in form. Though struck out on the spur of the moment you cannot take a word from nor recast them. They have for solid basis a most profound knowledge of human nature, of life, and they exhibit to a luminous degree the possession in their author of that prime quality of a true man

horse sense. Such a fragment of a speech as the following is worthy to be perpetuated in any guise: "Gentlemen, everybody has an opinion about silver, except those who have talked so much about it that they have ceased to think."

Since his retirement from Congress, Mr. Reed's professional career in New York has been quite as remarkable, though less spectacular perhaps, as when he swayed parties and issues within the domain of public service.

MAKE, SAVE, GIVE ALL YOU CAN.

OHN WESLEY put all that can
all that can be said truthfully
about money into the following maxim: "Make all
you can, save all you can, give all you can. This rule

is so brief, exhaustive, and scriptural, that it would not be out of place in the Bible. Wesley himself never made a happier statement of truth than this; he crowded the whole subject into a nutshell.

So far from wrong being attached to money-making, duty enjoins it. He who has the talent and opportunity to accumulate is under special obligation to make money. Some men and women are born money-makers; "they find a gold dollar under every stone they turn over." Their Midas-touch converts everything they handle into gold. They are called lucky, fortunate. But that is not it. It is simply their genius for making money. Matthews says of this class: "They have the instinct of accumulation. The talent and inclination to convert dollars into doubloons by bargains or shrewd investments are in them just as strongly marked and as uncontrollable as were the ability and the inclination of Shakespeare to produce a Hamlet and an Othello, of Raphael to paint the cartoons, of Beethoven to compose his symphonies, or Morse to invent an electric telegraph. As it would have been

a gross dereliction of duty, a shameful perversion of gifts, had these latter disregarded the instincts of their genius and engaged in the scramble for wealth, so would a Rothschild, an Astor, or a Peabody have sinned had any one of them done violence to his nature, and thrown his energies into channels where they would have proved dwarfs, and not giants. The mission of a Lawrence, equally with that of an Agassiz, a Bierstadt, or a Cornell, is defined in the faculties God has given him; and no one of them has a right to turn aside from the paths to which his finger so plainly points." Academies, colleges, hospitals, museums, libraries, railroads,- none of which could have been possible without their accumulation,- are the proofs of their usefulness, and though the millionaire too often converts his brain into a ledger, and his heart into a millstone, yet this starvation of his spiritual nature is no more necessary in his pursuit than in that of the doctor or the lawyer. The same law of duty that enjoins accumulation, also prescribes the rules under which it must be made. If millions are made, under a careful observation of these rules, no sin can attach to the fortune. It is just as right to acquire a million as a dollar, if it be honestly done. Dishonesty makes the acquisition wrong, whether it be much or little. The wrong does not lie in the amount accumulated, but in the method. Therefore we say, without hesitation, that it is the duty of men who can to make money.

Others are not born with a genius to grow rich, any more than to paint or orate. They must cultivate a talent in this direction, as opportunity offers, as they would cultivate a talent for any work of the artisan. In this way, and in this alone, can they improve their God-given faculties as duty requires. With strict integrity of character any person can safely make the venture. The late Amos Lawrence wrote to a younger brother: "As a first and leading principle, let every transaction be of that pure and honest character that you would not be ashamed to have it appear before the whole world as clearly as to yourself. It is of the highest consequence that you should not only cultivate correct principles, but that you should place your standard so high as to require great vigilance in living up to it." It was under the rule of principle as high as this that Lawrence amassed his own fortune. Duty requires that others should observe the same rule

in making money. There is no danger in the hardest struggle for riches under such a rule.

Wealth can do more good than learning, for it can purchase learning, and a thousand other things with it. For this reason, a man is justified in making all the money he can. A noble object justifies a hard struggle for the possession; according to the old adage, "The end justifies the means."

The attention of the country was directed some years ago to the career of a business man of large wealth, Hon. Leland Stanford. The contribution of his entire fortune to the establishment of a grand university in California has awakened the interest and gratitude of the American people. Beginning life a poor boy; drifting through the Golden Gate in the infancy of the state, when a young man; devoting his energies to business with remarkable tact and persistence; and early becoming interested in public affairs,― his laudable ambition was rewarded by eminent success. He was one of the original five citizens of California who planned a railroad across the continent, and finally secured it, after great sacrifices and trials. Many times he could behold only disappointment and disaster before him; but hard work, courage, and indomitable perseverance overcame every obstacle, and his triumph was complete.

It was for the welfare of his adopted state, and the prosperity of his native land, that he toiled rather than for great riches. The latter was incidental to the achievements of a noble public spirit and Christian principle. In the exercise of Christian liberality he contributed to the support of every good cause, and finally showed the greatness of his benevolence by founding a university scarcely without a peer in the United States. Here young men and women can fit themselves for almost any pursuit that learning adorns. From its classic halls, thousands will go forth in future years to bless our land by their labors in the various professions and occupations of life. The home will feel the saving power of their cultured lives, and the state and nation become stronger and better by their labors, showing that wealth, honestly acquired and rightly used, is one of the greatest agencies for good on earth.

The acquisition of money becomes a valuable school of discipline when conducted upon Christian principles. It calls

into exercise the best qualities of mind and heart, thereby developing true manhood and womanhood. To prove this statement, we have only to call the roll of honor, as it stands. recorded on the page of history,-Lawrence, Grant, Appleton, Spooner, McDonough, Allen, Peabody, Slater, Goodhue, Dodge, and others too numerous to mention. Their business did more for them than their schools. The wealth it brought them was the least important possession, the spotless characters coined in the process were more precious than gold. "A good name is rather to be chosen than great riches, and loving favor rather than silver and gold." This alone justifies the effort to make all you can. The process is not necessarily demoralizing, but uplifting and inspiring.

When Goodhue, of New York city, was buried, the din of traffic was hushed in the street; and city officials, merchant princes, clergymen, lawyers, and scholars gathered to pay an honest tribute of respect to his memory. The character of the deceased drew them there, not his riches. The pastor said: "It is the recognized worth of private character which has extorted this homage. It is the man himself; the pure, highminded, righteous man who adorned our nature, who dignified the mercantile profession, who was superior to his station, his riches, his exposures, and made the common virtues more respected and venerable than shining talents or public honors; who vindicated the dignity of common life, and carried a large, high, and noble spirit into ordinary affairs; who made men recognize something inviolable and awful in the private conscience, and thus gave sanctity and value to our common humanity. This was the power, this the attraction, this the value of Jonathan Goodhue's life. He has made men believe in virtue. He has made them honor character more than station or wealth. He has illustrated the possible purity, disinterestedness, and elevation of mercantile life. He has shown that a rich man can enter the Kingdom of Heaven. He stands up by acclamation as the model of a Christian merchant." And all this under the rule, "Make all you can." can.”

The real value of money was never so great as now. The progress of civilization has largely multiplied opportunities and enjoyments, so that money can do more good now than ever. "With this talisman, a man can surround himself with richer means of enjoyment, secure a more varied and

harmonious culture, and set in motion grander schemes of philanthropy than at any previous period in the world's history." The proper use of money is better understood to-day than ever before; and there is a more general disposition to use it well. If some know better how to waste it, others understand, as never before, how to dispense it for the highest welfare of mankind. Organizations to spend money for the public good are legion now, and every form of suffering humanity finds relief. Another strong reason for the counsel, "Make all you can."

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Lord Bacon's remark about riches will add force to the foregoing "I cannot call riches by a better name than the 'baggage' of virtue; the Roman word is better, impediment,' for as the baggage is to an army, so are riches to virtue. It cannot be spared or left behind, and yet it hindereth the march; yea, and the care of it sometimes loseth or disturbeth the victory. Of great riches there is no real use, except it be in the distribution; the rest is but conceit."

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When Wesley gave this counsel Save all you can he did not mean to inculcate stinginess, but a wise economy. There is a kind of saving that amounts to meanness; it ought to be avoided. "There is that withholdeth more than If it fill the coffers, it

is meet, but it tendeth to poverty." empties the soul of all that is noble. Wesley was the sworn enemy of such saving as that. He meant what Dr. Franklin did when he wrote to a young man: "The way to wealth is as plain as the way to market. It depends chiefly on two words, industry and frugality; that is, waste neither time nor money, but make the best use of both. If you would be wealthy, think of saving as well as of getting. The Indies did not make Spain rich, because her outgoes were greater than her incomes." Again, Dr. Franklin wrote: "You may think that a little punch now and then, diet a little more costly, clothes a little finer, and a little entertainment now and then, can be no great matter. But, remember, many a a little makes a mickle." Still, again, "A man may, if he knows not how to save as he gets, keep his nose all his life to the grindstone, and die not worth a groat at last."

Saving, in this sense, is certainly a duty. It is the only way to prevent going behindhand in finances and to become forehanded. The author knew a farmer who was wont to do

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