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OF THE

INSTITUTE OF ACTUARIES

AND

ASSURANCE MAGAZINE.

“I hold every man a debtor to his profession, from the which as men of course do seek to ceive countenance and profit, so ought they of duty to endeavour themselves by way of amends to be a help and ornament thereunto."-BACON.

VOL. XVII.

LONDON: CHARLES & EDWIN LAYTON, 150 FLEET STREET. NEW YORK: J. H. & C. M. GOODSELL, 156 BROADWAY; AND 156 & 157

WASHINGTON STREET, CHICAGO. PARIS: ARMAND ANGER, LIBRAIRIE DES ASSURANCES, 48 RUE LAFFITTE.

HAMBURG: W. MAUKE SÖHNE. LA HAGUE: MARTINUS NIJHOFF.

1873.

[ENTERED AT STATIONERS' HALL.]

LONDON:

PRINTED BY CHARLES AND EDWIN LAYTON,

FLEET STREET AND GOUGH SQUARE.

CONTENTS

OF

VOL. XVII.

PAGE

On the Valuation of Claims upon current Policies in the Liquidation of a Life

Office, with reference to the Decisions in Bell's and Lancaster's Cases. By

C. J. Bunyon, M.A., Barrister-at-Law, a Vice-President of the Institute

of Actuaries

1

Abstract of the Discussion on the preceding

13

Observations on the Rate of Mortality in Infancy and Childhood. By Wilfred

Arthur Bowser, Actuary and Secretary of the London and County Provi-

dent Institution..

26

On the Philosophy of Statistics. By W. S. B. Woolhouse, F.R.A.S.

37

On the Law of the Ages at which Life Insurances are effected. By S. C.

Chandler, Jr., Actuary of the Continental Life Insurance Company, of

New York

56

Extract from Lord Neaves's Opening Address as President of Section F

(Economic Science and Statistics), at the Meeting of the British Associ-

ation at Edinburgh, 1871...

63

On “Extra Premium.” By James R. Macfadyen, of the Legal and General

Life Assurance Society, Fellow of the Faculty of Actuaries (Scotland) ... 77

The Influence of Occupation upon Health, as shown by the Mortality ex-

perienced. By Francis G. P. Neison, F.S.S..

95

On the Means of dispensing with Extra Premiums for Deteriorated Health.

By W. M. Makeham, Fellow of the Institute of Actuaries

153

On the Construction of a Graduated Table of Mortality from a Limited

Experience. By S. C. Chandler, Jr., Actuary of the Continental Life

Insurance Company, of New York

161

Reduction of Formulæ for Annuities and Assurances investigated by Mr.

Sprague on the common hypothesis of equal decrements in each year of

life. By W. S. B. Woolhouse, F.R.A.S., F.S.S., &c.

171

On Mathematical Statistics and its application to Political Economy and

Insurance. By Dr. Theodor Wittstein, Actuary of the Hanover Life

Insurance Company. Translated by T. B. Sprague, M.A. 178, 355, 417

The Law of Life Insurance in France as affected by a recent decision of the

Supreme Court of Judicature. By M. Leon de Montluc, A.I.A., Avocat

à la Cour de Paris........

189

Note on Mr. Woolhouse's Paper “On the Philosophy of Statistics”

191

Correction of an Error in Milne's Treatise on Annuities and Assurances (H.

Hoskins)

192

On Reversionary Life Interests as Securities for Loans. By T. B. Sprague, M.A.,

Vice-President of the Institute of Actuaries

229

Abstract of the Discussion on the preceding ..

241

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