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The Tabular Method of Computing Interest Perfected.

LAW'S SIMPLIFIED INTEREST TABLES.

AND

TABLES FOR THE EQUATION OF PAYMENTS.

The CHEAPEST BOOK of the KIND YET PUBLISHED.

Embracing Tables at 6, 7 and 10 per cent., the two first being computed both at 360 and 365 days to the year, the last at 360 days only. Also a Table at 36 per cent. for the Equation of Payments, and a few simple rules for facilitating calculations of Interest, Discount, etc.

The author has aimed, in constructing these tables, to reduce the time necessary to find the number of days for which interest is required, a much needed improvement over other works of the kind now in use, believing that such copious tables are unnecessary, and to a great extent mere repetitions, tending to weary the eyes and patience of the accountant, and to make the use of Interest Tables more of an annoyance than a help. To facilitate this end he has indexed the book upon the margin in such a manner that it can be opened at once at the page wanted. The convenience of this will be quickly seen by the practical accountant, as he is enabled to add the interest to a majority of accounts without turning a single leaf. In the 36 per cent. table for the Equation of Payments, it will be found particularly convenient, as few bills or payments for which an average date is required will exceed a range of four months, and that will be found upon one open page.

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The tables, as printed, read for thousands, with the interest below in lighter type.

For hundreds, tens, and units, remove the point, as required, one, two, or three places to the left in both principal and nterest uniformly.

The interest will always be in dollars to the left and in cents and mills to the right of the decimal point.
Interest on $5000, for 213 days, $204.24.6.

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One entire month will extend across an open page.
Each page will contain the computations for 4 months.

By examining the example of the form of the Tables given above, the improvements claimed by the author and enumerated below, will be apparent.

That Interest on any amount from $1 to $900,000 can be found at once, by means of the index, within a space embracing less than two square inches.

That the Interest is always directly under the Principal, consequently the time usually consumed in finding first the Principal in one column, and then the Interest in another, is much shortened, and the liability to copy a wrong amount much lessened.

That the computations of Interest for a large number of Accounts Current can be obtained from one open page alone, as each open page embraces a difference in time of one hundred and twenty days, bringing the whole year within three open pages. That the number of original computations necessary for each Table is very largely reduced (only nine being required for each day in the year). By this improvement labor and material are economized to such an extent that the same matter that is contained in the most expensive works is presented in a manner that makes it available with the utmost rapidity at a very slight cost.

That the book being much wider than the ordinary form of Interest Tables (size 12x12 inches) is much more convenient for the office, as it will remain open at the page in use, whether laid upon the desk or propped up in front of the accountant; in the latter position he can use it without being compelled to turn to the right or left.

PRICE $3.00. A Liberal Discount to the Trade.

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improvements:

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3d. Our File only occupies half the room on your desk when in use.

4th. The bar that holds the letters is raised with much greater ease and less annoyance, as the spring is long and will never break.

5th. It is made of black walnut and sheet brass and is very ornamental, having 25 times the durability of any File in the market,

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HARPER & BROTHERS' SPRING BOOK LIST

HARPER & BROTHERS will send auy of the following works by mail, postage prepaid, to any part of the United States, on receipt of the price.

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Motley's Life and Death of John of Barneveld.

In

Life and death of John of Barneveld, Advocate of Holland. With a View of the Primary Causes and Movements of "The Thirty Years' War." By John Lothrop Motley, D.C.L., author of “The Rise of the Dutch Republic," "History of the United Netherlands," etc. With Illustrations. two volumes. 8vo, cloth, $7.00. (Uniform with Motley's "Dutch Republic" and "United Netherlands.") Nearly ready.

Harpers' Handbook for Travellers in Europe and the East.

Being a Guide through Great Britain and Ireland, France, Belgium, Holland, Germany, Italy, Egypt. Syria, Turkey, Greece, Switzerland, Tyrol, Denmark, Norway, Sweden, Russia, and Spain. With over one hundred Maps and Plans of Cities. By W. Pembroke Fetridge, author of “ Harper's Phrase-Book" and "Rise and Fall of the Paris Commune." 12mo, full leather, pocket-book form, $5.

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Nordhoff's Northern California, Oregon, and the Sandwich Islands. Northern California, Oregon, and the Sandwich Islands. By Charles Nordhoff, author of California for Health, Pleasure, and Residence," etc., etc. Profusely Illustrated. 8vo, cloth, $2.50; paper, $2.00.

Schweinfurth's Heart of Africa.

The Heart of Africa; or, Three Years' Travels and Adventures in the Unexplored Regions of the Centre of Africa. From 1868 to 1871. By Dr. George Schweinfurth. Translated by Ellen E. Frewer. With an Introduction by Winwood Reade. Illustrated by about 130 Woodcuts from Drawings made by the author, and with two Maps. 2 vols., 8vo, cloth, $8.00. Nearly ready.

A Fast Life on the Modern Highway.

A Fast Life on the Modern Highway; being a Glance into the Railroad World from a New Point of View. By Joseph Taylor. Illustrated. 12mo, cloth, $1.50; paper, $1.00.

The Christian Pastor. By. Dr. Tyng.

The Office and Duty of a Christian Pastor. By Stephen H. Tyng, D.D., Rector of St. George's Church in the City of New York. Published at the request of the Students and Faculty of the School of Theology in the Boston University. 12mo, cloth, $1 25.

Victor Hugo's Ninety-Three.

Ninety-Three. A Novel. By Victor Hugo, author of "Toilers of the Sea," "Les Miserables," Translated by Frank Lee Benedict. 8vo, paper, 75 cents; 12mo, cloth, $1.75.

etc.

Winchell's Doctrine of Evolution.

The Doctrine of Evolution: Its Data, its Principles, its Speculations, and its Theistic Bearings. By Alexander Winchell, LL.D., Chancellor of Syracuse University, author of "Sketches of Creation," "Geological Chart," Reports on the Geology and Physiography of Michigan, etc. 12mo, cloth, $I.

John Worthington's Name. By Frank Lee Benedict.

John Worthington's Name. A Novel. By Frank Lee Benedict, author of "My Daughter Elinor," ," "Miss Van Kortland," "Miss Dorothy's Charge," etc. 8vo, paper, $1.00.

Evangelical Alliance Conference, 1873.

History, Essays, Orations, and other Documents of the Sixth General Conference of the Evangelical Alliance, held in New York, October 2-12, 1873. Edited by Rev. Philip Schaff, D.D., and Rev. Irenæus Prime, D.D. With Portraits of Rev. Messrs. Pronier, Carrasco, and Cook, recently deceased. 8vo, cloth, nearly 800 pages, $6.00; sheep, $7.00; half calf, $8.50.

Harper & Brother's Spring Book List Continued.

Bulwer's The Parisians.

99.66

The Parisians. A Novel. By Edward Bulwer, Lord Lytton, author of "The Coming Race," "Kenelm Chillingly," "A Strange Story," "The Caxtons," My Novel," etc., etc. With Illustrations by Sydney Hall. 12mo, cloth, $1.50; 8vo, paper, $1.00.

Through Fire and Water.

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Through Fire and Water. A Tale of City Life. By Frederick Talbot. Illustrated. 8vo, paper, 25 c

Annual Record of Science and Industry for 1873.

Annual Record of Science and Industry. Prepared by Prof. Spencer F. Baird, Assistant-Secretary of the Smithsonian Institution. With the assistance of some of the most Eminent Men of Science in the United States. Large 12mo, over 800 pages, cloth, $2.00. Uniform with the Annual Records for 1871 and 1872.

The three volumes sent by mail, postage prepaid, on receipt of Five Dollars.

Colonel Dacre.

Colonel Dacre. A Novel. By the author of "Casts," etc. 8vo, paper, 50 cents.

Pet. A Book for Children.

Pet; or, Pastimes and Penalties. By H. R. Haweis, author of "Music and Morals." With 50 Illustrations. 12mo, cloth, $1.50.

"Ship Ahoy!"

A Yarn in Thirty-six Cable Lengths. Illustrated by Wallis Mackay and Frederick Waddy. 8vo, paper, 40 cents.

Vincent's Land of the White Elephant.

The Land of the White Elephant: Sights and Scenes in Southeastern Asia. A Personal Narrative of Travel and Adventure in Farther India, embracing the countries of Burma, Siam, Cambodia, and Cochin-China, 1871-2. By Frank Vincent, Jr. Magnificently illustrated with Map, Plans, and numerous Woodcuts. Crown 8vo, cloth, $3.50.

Field's Memories of Many Men and of Some Women.

Memories of Many Men and Some Women: being Personal Recollections of Emperors, Kings, Queens, Princes, Presidents, Statesmen, Authors, and Artists, at Home and Abroad, during the last Thirty Years. By Maunsell B. Field. 12mo, cloth, $2.00.

Among our Sailors.

By J. Grey Jewell, M.D., late United States Consul, Singapore. With an Appendix containing Extracts from the Laws and Consular Regulations Governing the United States Merchant Service. 12mo, cloth, $1.50.

Şara Coleridge's Memoir and Letters.

Memoir and Letters of Sara Coleridge. Edited by her Daughter. With two Portraits on Steel. Crown 8vo, cloth, $2.50.

The Blue Ribbon.

The Blue Ribbon. A Novel. By the author of "St. Olave's," "Jeanie's Quiet Life," "Meta's Faith," etc. 8vo, paper, 50 cents.

Trollope's Phineas Redux.

Phineas Redux. A Novel. By Anthony Trollope, author of "The Warden," "Barchester Towers," "Phineas Finn," "Orley Farm," "The Small House at Allington," etc. Illustrated. 8vo, paper, $1.25; cloth, $1.75.

Wilkie Collin's Novels: Library Edition.

Harper's Illustrated Library Edition of Wilkie Collins's Novels. With Portrait on Steel by Halpin. 12mo, cloth, $1.50 per volume.

Armadale. Basil.-Hide-and-Seek.-Man and Wife.-No Name.-Poor Miss Finch.-The Dead Secret.-The Moonstone.-The New Magdalen.-The Woman in White.-After Dark, and other Stories.-Queen of Hearts.-My Miscellanies.-Antonina.

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Now Ready :-The New Magdalen.-The Woman in White.-Poor Miss Finch.-The Dead Secret.-Man and Wife.-Basil.-Hide-and-Seek.-No Name.-The Moonstone.-Armadale. -Queen of Hearts.-My Miscellanies. The remaining votumes will follow shortly.

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